Swarnajayanti Gram Swarozgar Yojana (SGSY) | How to Apply, Eligibility

Swarnajayanti Gram Swarozgar Yojana was launched by the Indian Government on 1st April 1999. The main aim of the scheme is to provide the self-employment of rural poor people through the establishment of self-help groups. Under this scheme, funds are provided by the banks, financial institutions, and NGOs.

The main aim of this scheme is to bring poor people to above the poverty line. This scheme recommended the formation of clusters based on their skills also abilities. The self-help groups (SHG) are supported, aided and trained by individuals, CBOs, NGOs, banks also the self-help promoting institutions.

Swarnajayanti Gram Swarozgar Yojana

Eligibility Criteria:

  • Gram Sabha will form the basic identification of the families list for below poverty line (BPL) households.
  • Under this scheme beneficiaries have another name as  Swarozgaris
  • The swarozgaris can be individuals or groups

Self-Help Groups:

In a Self-help group generally consists of 10 to 20 persons. In the difficult areas like hills, deserts areas have identified the state level Swarnajayanti Gram Swarozgar Yojana committee

Groups will organize on a basis of the skill level, common skill also the amount of time work could contribute. The formation of groups follow the below mentioned stages:

  • Group creation: In this stage involves the process of judging skills, individuals selecting also assigning people to groups based on skill level of member
  • Capital Creation: The rotation fund system is by capital generation and this used to develop the experience and skills
  • Implementation: Group skills and abilities are created further the process of the group chosen the speed and limited level of skill

After the selection process these self-help groups can create. The Gram Sabha is helpful to choose the suitable people for this Swarnajayanti Gram Swarozgar Yojana scheme. Swarnajayanti Gram Swarozgar Yojana focus on vulnerable groups for rural poor, based on that 50% should go to SC/ST, 40% go for women and 3% to disable


The maintenance, funding, education for these groups comes from the philanthropists, NGOs, CBOs, organization promoting, banks also District land development agencies owned by a government. Some institutes offer to fund for training and education facilities to group members.

How To Apply Swarnajayanti Gram Swarozgar Yojana:

The eligible candidates will visit nearest banks. Almost in all banks (public or private) Swarnajayanti Gram Swarozgar Yojana Application form will available. Collect the Application form also fill a form with the correct information along with some documents required. Submit the form to the bank officer.

Also Read: Kisan Vikas Patra Scheme – How to Apply, Benefits & Eligibility